Benefits Retirement Plan ServicesToday’s Retirement PlanAn effective plan begins with a carefully constructed plan design that involves employee education, access to top investment firms, and a simplified administration process while containing cost for the business. All too often, our specialists review outdated plans that don't meet the current needs of an organization or its employees. We consult extensively with businesses to learn about their objectives, company size and culture, plan participation, competition, and other retirement plan needs before designing their savings plan.With Vestus Alliance, your organization will gain access to our nationally recognized, full-service pension consulting partners. These partners provide plan consulting, design and administration for all qualified and nonqualified plans. By working closely with our pension partners, Vestus Group advisors provide timely investment advice and plan servicing. Education Leads to Informed DecisionsMost employees have little to no education or interest in investments, yet retirement plan participants must choose from a list of unfamiliar investment options for their retirement. Making these long-term decisions can be overwhelming and in some cases cause employees to avoid participating in the plan all together. It's imperative that businesses realize the importance of retirement education and help them navigate the road to retirement. Contain Costs.Take control of your benefits.Retain and attract your talent. 10 Signs of a Success Retirement Plan As a matter of legal obligation and professional commitment, our sole purpose is to give plan participants and their beneficiaries the best possible chance of enjoying financial security in retirement. Here are 10 characteristics of a successful plan: Reasonably low cost – It doesn’t need to be the cheapest, but it can’t be the most expensive Fee transparency – easily identify and understand all fees involvedPlan education and awareness – if employees don’t understand the plan they won’t contribute, continuing education is keyHigh participation rate – the best plans have 80-90% of employees with account balancesContributions – a successful plan has 80-90% contributing every paycheck Investments for everyone – the options must meet the needs of all age groupsCompany leadership – management must emphasize the importance of the plan regularly as a recruiting and retention tool Experienced advisors – accessible guidance to assist your employees to retirement One-point-of-contact – one person for all your retirement needsPlan Fiduciary – an investment fiduciary whose responsibility is to keep the plan’s investment policy on track and monitor investment options annually (separate from plan’s investment advisor) Call us today for a Retirement Plan Check-Up See if your plan meets today’s DOL standards of “Fair and Reasonable” Contact Us Group Benefit ServicesMaximizing your Employee Benefits PackageThe cost of group benefits is increasing. While people are living longer and more productive lives, employers are paying for it through increased premiums. Maximizing Group Benefits is about controlling utilization and sharing risk. With Vestus Alliance our group benefits partners will review and analyze your benefit package and make sure it meets your budget and company cultures.Our benefit partners specialize in:HealthSupplemental, i.e. Dental, Vision, etc.Disability InsuranceGroup Life / AD&DCafeteria/FSA/Section 125 PlansHSA/HRALong Term CareWellness ProgramsTelemedicine Services Sign Up For Our Newsletter!